1-Hour Hawaii SAFE Continuing Education: Hawaii Mortgage Regulation & Fraud Awareness: #19063

Description

This continuing education course fulfills the Hawaii state-specific elective requirement for mortgage loan originators licensed by the Hawaii Division of Financial Institutions (DFI) within the Department of Commerce and Consumer Affairs (DCCA). It provides 1 hour of Hawaii state law credit toward the 8-hour annual continuing education requirement under HRS § 454F-9.

The course is organized in two chapters of 20 minutes each. Chapter 1 covers the DFI’s structure and authority, prohibited practices under HRS § 454F-17, the Commissioner’s enforcement powers, the Mortgage Loan Recovery Fund, and a November 2025 Oahu deed-forgery case study. Chapter 2 covers mortgage fraud patterns seen in Hawaii, the November 2024 DCCA warning about investor impersonation scams, the OCP’s $1.568 million mortgage rescue fraud judgment, and the professional duties of MLOs under Chapter 454F.

Contents

1. DFI Enforcement in Practice: What Hawaii’s Regulator Has Actually Done
2. Mortgage Fraud in Hawaii: Patterns, Prosecutions, and the MLO’s Duty to Recognize It
3. Final Exam