1-Hour AZ SAFE Continuing Education Course: Arizona Mortgage Regulation & Fraud Awareness: #19058

Description

This one-hour continuing education course fulfills the Arizona state-specific elective requirement for mortgage loan originators licensed by the Arizona Department of Insurance and Financial Institutions (DIFI). The course is approved for 1 hour of Arizona state law credit toward the 8-hour annual continuing education requirement under A.R.S. § 6-991.04.

The course is organized into two chapters. Chapter 1 examines DIFI’s regulatory authority, the 2025 rule amendments, the prohibited acts framework under A.R.S. § 6-991.02, DIFI’s disciplinary tools, and a real 2025 case study concerning a major equity-stripping enforcement action. Chapter 2 covers the categories of mortgage fraud most prevalent in Arizona, the state and federal legal framework for prosecution, and practical guidance on detecting and handling fraud indicators, including the emerging threat of deepfake and AI-enabled fraud.

Contents

1. DIFI Enforcement in Practice: What Arizona’s Regulator Has Actually Done
2. Mortgage Fraud in Arizona: Categories, Consequences, and the MLO’s Duty to Recognize It
3. Final Assessment